Profi Credit: A Leading European Fintech Company

A fintech company that provides consumer loans, installment loans, and credit cards

Profi Credit is a leading European fintech company that provides consumer loans, installment loans, and credit cards. The company was founded in 2008 and is headquartered in Warsaw, Poland. Profi Credit operates in 11 countries across Europe, including Poland, the Czech Republic, Slovakia, Romania, Bulgaria, Croatia, Serbia, Albania, Kazakhstan, Georgia, and Armenia.

Profi Credit has a strong track record of growth and profitability. In 2021, the company reported total revenue of €442 million and net income of €75 million. Profi Credit has a strong balance sheet with €1.3 billion in assets and €0.5 billion in equity. The company is well-capitalized and has a strong track record of meeting its financial obligations.

A commitment to responsible lending

Profi Credit is committed to responsible lending. The company uses a variety of data sources to assess the creditworthiness of its borrowers. Profi Credit also offers a variety of loan products to meet the needs of its customers. The company's loan products are designed to be affordable and easy to repay.

Profi Credit is a member of the European Federation of Financial Services for Consumers (EUFICCS). EUFICCS is a trade association that represents the interests of consumer credit providers in Europe. Profi Credit is also a signatory to the United Nations Principles for Responsible Lending. The Principles for Responsible Lending are a set of guidelines that promote responsible lending practices.

A focus on innovation

Profi Credit is a leader in innovation in the fintech industry. The company was one of the first to offer online lending in Europe. Profi Credit is also one of the first fintech companies to use artificial intelligence (AI) to assess the creditworthiness of its borrowers.

Profi Credit is committed to providing its customers with the best possible experience. The company offers a variety of online and mobile tools to help its customers manage their loans. Profi Credit also has a dedicated customer service team that is available to help customers with any questions or concerns.

A commitment to social responsibility

Profi Credit is committed to social responsibility. The company supports a variety of social and environmental initiatives. Profi Credit is also a member of the United Nations Global Compact. The Global Compact is a voluntary initiative that promotes responsible business practices.

Profi Credit is a leading European fintech company that is committed to responsible lending, innovation, and social responsibility. The company has a strong track record of growth and profitability. Profi Credit is a well-capitalized company with a strong balance sheet. The company is a member of EUFICCS and a signatory to the Principles for Responsible Lending.